Many American workers are grappling with retirement security and are challenged by what has become a wobbly three-legged stool comprising Social Security, employer-sponsored retirement benefits, and personal savings. Although the Great Recession ended years ago, millions of Americans are still regaining their financial footing. As each year passes, people’s fears about our retirement system come more sharply into focus.

Perspectives on Retirement: Baby Boomers, Generation X, Millennials, a research report based on findings from the 17th Annual Transamerica Retirement Survey, examines the retirement preparations and prospects of three generations currently represented in the workforce: Baby Boomers, Generation X, and Millennials. With the November 2016 election in mind, the survey asked workers about priorities for the new President and Congress to help prepare Americans for a financially secure retirement.

The survey of more than 4,100 workers was conducted during the spring of 2016.