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Retirement systems around the world may differ, but many are facing similar challenges. Social security and other government benefits are undergoing severe financial strain due to increases in longevity and population aging. Defined benefit pension plans, traditionally offered by employers, have been supplanted by defined contribution plans funded by employees, which may have contributions from employers. The impact of these seismic shifts is that individuals are increasingly expected to self-fund a greater portion of their retirement income, yet many are ill-equipped to take on the risk and responsibility. Therefore, a collaboration among governments, industry and employers, individuals and all stakeholders is needed to future-proof retirement for current and future generations.

Transamerica Center for Retirement Studies (USA) collaborated with Aegon (Netherlands) and Instituto de Longevidade MAG (Brazil) on a 10-year global survey project examining retirement systems across 15 countries: Australia, Brazil, Canada, China, France, Germany, Hungary, India, Japan, the Netherlands, Poland, Spain, Turkey, the United Kingdom, and the USA.

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